ESG 6M: A short-term liquid investment with low volatility and short term maturity

In a dynamic market environment, a short-term fund such as ESG 6M is a good choice for prudent investors. It focuses on liquidity, invests in a low-risk asset class, has a short investment horizon, and takes important ESG factors into account.

This fund is a short-term bond fund that invests in investment-grade bonds with a remaining maturity of less than three years. (You can find out more about investment-grade bonds here.)

The weighted average maturity of the securities held in the portfolio is less than six months and their weighted average remaining maturity (WAL) is a maximum of 18 months. The investment horizon should be at least six months.

Short-term, liquid, low volatility

The fund is suitable for investors who want to invest for the short term, value low volatility, liquidity and also pay particular attention to environmental, social, and corporate governance (ESG) factors. ESG stands for environmental, social, and corporate governance—three key areas that demonstrate how responsibly a company operates.

Key ESG factors
A thorough ESG analysis at issuer level is an integral part of our credit analysis and investment decision-making process. In addition to our focus on climate change, we concentrate on key ESG factors in ESG 6M and have defined three exclusion categories accordingly: regulatory, sector-specific and norm-based exclusions. The exclusions generally relate to sectors or issuers that have a negative impact on the environment or society, or that conflict with the principles promoted by Swiss Life Asset Managers.

Sector exclusions

In the selection process, we therefore exclude certain sectors from the outset, such as issuers involved in thermal coal (e.g., operators of coal-fired power plants). Companies that manufacture controversial weapons are also excluded. Finally, issuers that violate the principles of the United Nations Global Compact are also on the negative list.

Key advantages

Short investment horizon: from 6 months
Attractive risk/return profile
Transparent strategy & risk control

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Disclaimer

This document was created by a legal entity of the Swiss Life Asset Managers business division (hereinafter "Swiss Life Asset Managers"). This document is intended solely for marketing and informational purposes.

• This document has not been submitted to or approved by any supervisory authority (including the CSSF, the Federal Financial Supervisory Authority, the Autorité des Marchés Financiers, the Autorité de Contrôle Prudentiel et de Résolution, and the Swiss Financial Market Supervisory Authority FINMA). No regulatory authority has confirmed the accuracy or appropriateness of the information contained in this document. Each recipient of this document must seek internal and/or external advice, including from a financial, legal, tax, or investment advisor or other specialist, to verify whether a potential investment meets their objectives and legal and tax requirements.

• Swiss Life Asset Managers has made all reasonable efforts to ensure that the facts stated in this document are true and correct in all material respects and that there are no other material facts whose omission would lead to a misleading statement in this document. Some of the information contained in this document originates from published sources created by other parties. Neither Swiss Life nor the Swiss Life Group or any other person (including any of the directors of the aforementioned companies, their employees, agents, and/or shareholders) assumes any responsibility for the accuracy or completeness of this information. No express or implied representation, warranty, or assurance is made to the recipients of this document regarding the accuracy or completeness or otherwise of this document or the appropriateness of any assumption contained herein.

• This document may contain "forward-looking statements" which express our assessment and expectations at a certain point in time. Various risks, uncertainties, and other influencing factors may cause actual developments and results to differ significantly from our expectations.

"Swiss Life Asset Managers" is the brand name for the asset management activities of the Swiss Life Group. More information at www.swisslife-am.com.